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Son Of A Bitch Bastard!

That's my response to finding out that my checking account is overdrawn $1800 because of credit card fraud. And it's all the bank's fault. Juannie turned in a cracked debit card to a branch about a year ago and had it replaced on the spot. The bank didn't deactivate the cracked card. So some asshole went shopping all over the net and bought shoes from Florsheims, a computer from Dell, junk from Gadzooks and lots of other crap using that card number.

Luckily, we have access to another account where we are keeping the money from our insurance settlement while this one is basically on hold. I'm thoroughly aggravated that the bank wouldn't immediately process our fraud claim until the charges post to our account which should happen tomorrow. Wouldn't it make more sense to immediately process the fraud claim and notify the vendors so they don't ship the goods? Instead, we wait until tomorrow while the merchandise is on its way to the thieving piece of shit.

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( 7 comments — Leave a comment )
plus_c
May. 8th, 2007 02:33 am (UTC)
Damn, that sucks. I hope the bank makes that right for you soon - you're only limited to $50 of liability, but I have a feeling you won't have a problem getting them to waive that for you.
silverdee
May. 8th, 2007 02:45 am (UTC)
If they don't waive the $50, I may be waving at them from across the street when I open an account at their competition. I really don't want to do that because of the direct deposits set up there and the automatic deductions we've got set up for insurance payments. Such a pain to start over somewhere else!
eroslane
May. 8th, 2007 06:27 am (UTC)
Man, that is a bitch and a half! I am so sorry!

Have you selected the platter you want to place the Bank Manager's head on yet?

I recommend silver. :-)

silverdee
May. 8th, 2007 01:58 pm (UTC)
Hahaha! Silver is perfect!
eroslane
May. 8th, 2007 07:26 pm (UTC)

Silver platter is perfect? Sweet!

I should be a party planner. :P~
weather_fan
May. 8th, 2007 11:14 pm (UTC)
Even though I'm liberal (and therefore "soft on crime," I've heard), I hope you nail this bastard to the wall.
silverdee
May. 9th, 2007 02:36 pm (UTC)
It's all in the hands of the bank's fraud department now. The lady we talked with the first day said they are extremely aggressive. That might just be the company line, though, to make us feel better.
( 7 comments — Leave a comment )

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